Rates for Mortgage Refinance in Dallas

I decided to do this blog to try and help others through the thought process of getting a refinanced mortgage. More specifically, a Dallas mortgage. So, what should you look for? Rates are usually the first thing to consider. But, what about points? Do you put some points down? If you pay upfront points, it will usually lower your overall rate. There are some Dallas refinance mortgage companies that require you to do this if you have average to low credit. But, it may not be a bad idea in the long run.